Often, it can be. This is because the risk associated with delivery work, such as frequent stops and starts, late hours, and potential for vehicle wear and tear, is generally higher than standard personal use. However, costs can vary depending on factors like your vehicle type, driving history, and chosen level of cover.

Some policies may include coverage for both business (delivery) and personal use of your vehicle. However, this varies among insurers and specific policies, so it's vital to clarify this before deciding on a policy.

Comparing different insurance providers and their offers is the best way to find a policy that suits your needs. Consider factors such as cost, coverage, and policy flexibility.

Coverage depends on the specific policy, but typically it includes third-party liability, damage to the delivery vehicle, medical expenses for injuries, and sometimes even goods in transit cover for the food you're delivering.

If you use your personal vehicle for food delivery, regular car insurance often will not cover you for any accidents or incidents that occur during delivery. Fast Food Delivery Insurance ensures you're covered during your work hours.

Most insurers will allow you to cancel your policy, but there may be cancellation fees or penalties, especially if you cancel before the policy term ends. Always check the cancellation terms of your policy before making a decision.

Yes, exclusions will depend on the specific insurer and policy. Some common exclusions might be wear and tear, damage to goods (the food being delivered) or certain types of accidents. Always read your policy documents thoroughly to understand what is and isn't covered.